Important Disclaimer

Past performance does not guarantee future results.

Financial planning involves risk and individual circumstances vary significantly.

Please read these important disclaimers carefully before using our financial planning services. By accessing pleniqosaria.com, you acknowledge and accept these terms.

General Information Disclaimer

The information provided on this website is for general informational purposes only and does not constitute financial advice. All content is prepared without considering your personal financial situation, objectives, or needs. We strongly recommend consulting with qualified financial professionals before making any financial decisions.

Our subscription service provides guidance and analytical reviews, not specific investment recommendations or guarantees of financial outcomes.

Information Accuracy

While we strive to ensure all information is current and accurate, we cannot guarantee the completeness or reliability of all content presented on this website.

  • Market data and financial information may be delayed or subject to revision
  • Regulatory requirements and tax implications change frequently
  • Individual circumstances significantly affect financial planning outcomes

Limitation of Liability

To the fullest extent permitted by Australian law, we exclude all liability for any loss or damage arising from your use of our services or reliance on website content.

We specifically exclude liability for:

  • Direct or indirect financial losses from following our guidance
  • Consequential damages or lost opportunities
  • Technical errors or website accessibility issues
  • Third-party content or external website information

Professional Advice Disclaimer

Our subscription service provides educational content and general guidance only. This does not replace personalised advice from qualified financial advisors, tax professionals, or legal counsel.

Always seek independent professional advice tailored to your specific circumstances before making significant financial decisions.

External Links Disclaimer

Our website may contain links to third-party websites for your convenience. We do not control or endorse these external sites and are not responsible for their content, privacy practices, or availability.

Inclusion of external links does not imply endorsement of products, services, or information provided by third parties.

Results Disclaimer

Financial planning outcomes depend on numerous factors including market conditions, individual circumstances, and implementation of recommendations. We cannot guarantee specific results from our guidance.

Individual results may vary significantly based on personal circumstances and market conditions.

Financial Services Disclaimer

Our services are designed to provide educational content and general financial guidance through subscription-based consultations.

  • We do not provide specific investment advice or portfolio management services
  • All financial decisions remain solely your responsibility
  • Market conditions and regulatory changes may affect planning strategies

Jurisdiction and Governing Law

These disclaimers are governed by the laws of Australia and any disputes will be subject to Australian jurisdiction.

Governing Law:: Australian Consumer Law and relevant state legislation

Jurisdiction:: Australian courts have exclusive jurisdiction over disputes

State and territory variations may apply to specific aspects of our services.

User Indemnification

By using our services, you agree to indemnify and hold harmless pleniqosaria and its team members from any claims, losses, or damages arising from your use of our guidance or website content.

Changes to Disclaimer

We reserve the right to update these disclaimers at any time to reflect changes in our services, legal requirements, or industry standards.

Continued use of our website after changes constitutes acceptance of updated terms.

Contact Information

For questions about these disclaimers or our services, please contact us using the following details:

Company Name:: pleniqosaria

Email:: contact@pleniqosaria.com

Phone:: +61 688-956-124

Business Address:: 142 Collins Street, Melbourne VIC

Last Updated: September 25, 2025

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